11th Com BK & Accountancy Chapter 7 (Digest) Maharashtra state board

Chapter 7 Depreciation

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Depreciation in accountancy refers to the systematic allocation of the cost of a tangible fixed asset over its useful life. This process aims to match the cost of the asset with the revenue it generates over time. Depreciation recognizes that physical assets, such as machinery, buildings, and vehicles, lose value due to wear and tear, obsolescence, or usage. Here’s an overview of the key aspects of depreciation:

Key Concepts of Depreciation

1.         Cost of the Asset: The initial purchase price of the asset, including any costs necessary to bring the asset to its intended use (e.g., transportation and installation costs).

2.         Useful Life: The estimated period over which the asset is expected to be used by the business. This can be expressed in years, units of production, or other relevant measures.

3.         Residual Value (Salvage Value): The estimated value of the asset at the end of its useful life. This is the amount the business expects to recover when the asset is sold or disposed of.

4.         Depreciable Amount: The cost of the asset minus its residual value. This is the amount that will be allocated over the asset's useful life.

5.         Depreciation Methods: Various methods can be used to allocate the depreciable amount over the useful life of the asset. The choice of method affects the pattern of expense recognition.

Common Depreciation Methods

1.         Straight-Line Method:

•             Formula: (Cost - Residual Value) / Useful Life

•             Description: This method allocates an equal amount of depreciation expense each year over the asset's useful life.

2.         Declining Balance Method:

•             Formula: Book Value at Beginning of Year × Depreciation Rate

•             Description: This accelerated method applies a constant rate to the decreasing book value of the asset, resulting in higher depreciation expense in the earlier years and lower expense in later years.

3.         Double Declining Balance Method:

•             Formula: 2 × Straight-Line Depreciation Rate × Book Value at Beginning of Year

•             Description: An accelerated depreciation method that doubles the straight-line rate, leading to even faster depreciation.

4.         Units of Production Method:

•             Formula: (Cost - Residual Value) / Total Estimated Production × Units Produced

•             Description: This method bases depreciation on the actual usage or output of the asset, making it suitable for assets whose wear and tear is more closely related to usage than time.

Importance of Depreciation

•             Matching Principle: Depreciation helps in matching the cost of an asset with the revenue it generates, adhering to the matching principle in accounting.

•             Accurate Financial Reporting: It ensures that the financial statements reflect the true value of assets over time.

•             Tax Deductions: Depreciation is a non-cash expense that reduces taxable income, providing a tax benefit to businesses.

•             Investment Decision Making: Helps in assessing the profitability and performance of investments in fixed assets.

Accounting for Depreciation

In accounting records, depreciation is recorded as follows:

•             Journal Entry:

•             Debit: Depreciation Expense (Income Statement)

•             Credit: Accumulated Depreciation (Balance Sheet - Contra Asset Account)

This entry reduces the book value of the asset on the balance sheet and recognizes an expense on the income statement, affecting the net income of the business.

Understanding depreciation is essential for accurate financial reporting, tax compliance, and informed business decision-making.